I hear this a lot: “I’d like to start a business one day, but I’m just not sure where to start – I don’t even have an idea.” If that’s you, you’re in good company — I find it’s a really common statement for my clients to make. Why start a business anyway?...
Last week, I attended a cybersecurity roundtable discussion organized by the North American Securities Administrators Association (NASAA). The Federal Bureau of Investigation (FBI), Securities and Exchange Commission (SEC), Treasury Department and the security teams...
Most of the time, I’m working with clients who’ve never had a financial advisor before. They come to me either thinking I operate more like a hedge fund or stock picker (I don’t), or they have a very specific financial issue they’re trying to tackle. Maybe...
And now for some good news. I read this year’s tax refund survey results from GoBankingRates.com, and according to their study most people plan to use their refund for either paying down debt or ratcheting up their savings. My financial planner brain says,...
How often have you found that you’ve already spent your annual raise without even thinking about it? It’s so common, most of the time we don’t even have to think about it, it just happens, and that’s the problem. I call this phenomenon paycheck creep. Remember...
