FAQ on Emergency Funds

FAQ on Emergency Funds

I read a recent article that said most American’s (63% of us!) can’t handle a surprise $500 expense. That number shocked and saddened me, and it’s much higher than I would’ve expected. There are a few reasons I think this happens to people.  First, overspending and...
Why Is Money Important To You?

Why Is Money Important To You?

I recently finished Carl Richards’ new book called “The One-Page Financial Plan,” and it was so clearly written that it inspired me to write up a summary.  Many of the people I work with are entrepreneurs or want to create a side business one day. They often like to...
Smart Tips on the Use of Debt and Credit

Smart Tips on the Use of Debt and Credit

Financial planning isn’t all about saving more and planning for a cushy early retirement. There’s a lot to cover long before you arrive at retirement age.  In their 20s and 30s, many of my clients want help learning about the smart use of debt....
How to Win Your Next Negotiation

How to Win Your Next Negotiation

It’s sometimes hard to ask for what we truly want in a negotiation because we fear rejection. There’s also a common misconception that we have move outside our comfort zone to “play hardball” in order to get what we want.  Negotiation involves a bit of art, but there...